Kenyan business woman Financial discussion Loan cash handshake
Same-day disbursement · No CRB checks

Providing individuals with accessible loans for growth and urgent needs. Start your future today

Logbook loans, asset finance, business capital – direct lender, no hidden fees. Cash in as little as 6 hours.

Reliable
No lengthy paperwork
6h
fast approval & payout
Happy client with loan approval
Your partner in growth

Let us help you move forward

Get access to credit solutions designed to support your personal goals, grow your business, or strengthen your investment group – with financing that fits your needs and timing.

What you can expect

  • Competitive and affordable interest rates
  • Flexible repayment options that suit your cashflow
  • Access to more than one loan, subject to eligibility
  • Financing to grow, improve, or expand your business
  • Fast and efficient loan application processing
No hidden costs Same-day approvals

Why Choose Tata Credit?

We combine the personal touch of a direct lender with the professionalism of Kenya's top financial institutions.

Affordable Rates

Affordable rates, no processing fees. You know exactly what you pay.

Fast Approval

Same-day disbursement, often in under 6 hours after a quick call.

No CRB Checks

We assess based on conversation and trust, not just credit score.

Keep Your Car

With logbook loans, you drive while repaying. No asset repossession.

About Tata Credit Ltd

We are a fast-growing direct lending company dedicated to providing flexible financial solutions that empower individuals and businesses to achieve their goals. Just like Kenya's #1 certified institutions, we believe in creating financial swiftness and stability.

Our products include logbook loans, asset finance, business capital, and import duty financing – all at a transparent rate. We help clients meet urgent needs, expand businesses, or invest in their future with confidence.

2,500+ clients funded
KES 150M+ disbursed
team loan cash business

Financial solutions built around you

Whether you need personal capital, business funding, or asset financing – we have a solution that fits your life.

Logbook Loans

Unlock cash from your car in as little as 6 hours. Keep driving while you repay. Up to KES 5M.

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Business Capital

Power your everyday business – restock, expand, or manage cashflow with flexible flat loans.

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Import Duty Financing

Clear your containers fast. Avoid demurrage with quick financing for duties and taxes.

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Salary Advance

Access part of your salary before payday. Quick approvals with simple documentation.

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Asset Finance

Acquire vehicles, machinery, or equipment with structured repayment plans tailored to your cashflow.

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Loan Buy-Offs

Consolidate or transfer your existing loan to us and enjoy better terms and manageable repayments.

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What Our Clients Say

Real stories from Kenyans who have grown with Tata Credit.

"The logbook loan I got from Tata Credit was a game-changer. I was able to purchase new stock for my shop and my sales have doubled. The process was unbelievably fast!"

John Kamau

Business Owner, Nairobi

"I never thought I could afford a car. The asset finance team was so helpful, they guided me through everything. Now I drive my own car to work every day. Thank you!"

Jane Wanjiku

First-time Car Owner

"Demurrage charges were eating into my profits. The import duty financing was processed so quickly that I cleared my container two days ahead of schedule. Highly recommended."

David Omondi

Importer, Mombasa

Frequently Asked Questions

What do I need in order to apply for a loan?

Requirements depend on the specific product. In most cases, you’ll need your National ID, KRA PIN, and proof of income. If you’re applying for a car logbook loan, the logbook should be at least six months old from the date it was issued. For loan buy-offs, you’ll also be required to provide a discharge letter from your current lender.

How fast can I get the money?

Our process is built for efficiency. Logbook loans can be approved and processed in as little as six hours. Other loan types may take a bit longer, depending on the complexity and document verification, but we always strive to complete everything as quickly as possible.

Do you check CRB?

No CRB checks for most loans. We assess based on conversation, asset value, and your repayment capacity.

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